Safeco Car Insurance
Selective Auto and Fire Ensurance Company of America or Safeco is 23rd largest national insurance company based in Seattle, Washington. Safeco was founded in 1923 by as General Insurance Company of America providing insurance coverage to properties and against casualties. In 1953, the name of the company was changed to Safeco and also ventured into other type of insurance products. At present the company not only sells car insurance products, but also has home insurance, business insurance, farm and other property insurance products under its kitty. Safeco sell its car insurance products through an extensive network of independent agents and brokers.
Simplifying Car Insurance
Decades of experience in selling car insurance has resulted in development of best suited products by the company. Though buying a car is a complicated procedure, Safeco has made sure that car insurance buying is not. For this, Safeco has tailored all its products according to state laws and nationwide operational presence of the company has helped the company to do so.
The car insurance products of the company are also designed keeping in mind the driver profiles. Right from the kind of car one drives (hybrid, SUVs, value) to the amount of travel undertaken, all the car insurance products of the company consider this while calculating premiums for the car insurance. The insurance also takes into consideration the demographic profile of the customer while selling him or her insurance. The Safeco Insurance company has carried out extensive research and come to the conclusion that accidental rates are impacted by the age, the gender and the marital status of the customer. On top of that area of residence and area of traveling is also taken into account. Thus insurance premiums of the car insurance issued by Safeco reflect all these things.
Basic car insurance policy issued by Safeco has features like liability coverage, permissive user coverage and 24 hour claims processing support. Apart from these covers, other shields that the products offer are physical damage protection, personal injury protection/medical protection, comprehensive coverage, uninsured motorist protection and underinsured motorist protection. In case of renal cars, one can also go for extended rental cover, roadside assistance and in case a new car gets completely damaged, it is replaced for the customer.
Customers can buy car insurance form the company by contacting their agents or brokers, by calling the hotline or online. A dedicated hotline for claims management and processing is also setup by the company so that the claims can be processed within 24 hours. Detailed information on products of the company can be obtained from safeco.com