CIGNA Insurance

CIGNA Corporation is headquartered at Philadelphia but has offices all around the world in more than 200 countries. CIGNA was started through its predecessor company, Insurance Company of North America (INA). This was the first stock insurance company in the United States of America. In 1887, CIGNA expanded extensively into the international market.

CIGNA offers customized health care insurance plans that would suit specific needs. Formerly only an insurance company, today CIGNA has branched out and grown large in the health service company. CIGNA is one of the largest providers of health care benefits and services based on premiums and memberships. It is a global health service company that is dedicated to helping people improve their health and lifestyle.

The CIGNA Insurance plans are very economical as compared to plans from other insurance companies. CIGNA health insurance considers in helping people achieve the most benefit for their health from their insurance plans. They have established a number of objectives to assist people understand their interests: to encourage healthy individuals; to encourage healthier families; to encourage healthier communities; and to give lowered health care to everyone.

CIGNA offers lots of products to consumers and policyholders around the world. Policyholders can be confident that they are being sent to the right doctors and hospitals. In addition to this, an affordable and correct prescription would be given to them. Apart from health, CIGNA covers dental, vision, behavioural, life, disability, accident and international insurance. Apart from individual health plans, the company also offers group and corporate owned life insurance. Health plans are tailored and customized to meet the unique needs of the policyholders. The most popular CIGNA products are the individual health plans. These are:

HMO Plan is a comprehensive and flexible coverage plan, which is economical and affordable. It also comes with the convenience of a PCP to coordinate your care.
Open Access Plan is a new plan, which has a flexible in and out of network coverage under a national network.
Health Saving Plan is again a new plan. This plan is a high deductible plan that allows the usage of a tax advantaged Health Savings Account (HAS) to pay for current medical expenses or save for future medical expenses. It has a in and out of national network coverage.

CIGNA insurance company reaches out to its prospective customers with a highly qualified team of independent brokers, consultants, direct sales personnel and agents. However the best and most important source of information on its products and premiums can be gained by browsing its website.